Biblical Stewardship
Managing money according to biblical principles means recognizing that everything we have is a gift from God. We are called to be faithful stewards, using our resources wisely for His glory and the benefit of others.
Free financial calculators and educational resources to build wealth wisely
"Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth."
- Ecclesiastes 11:2Powerful tools to help you plan, budget, and grow your wealth
Create a balanced monthly budget based on your income and expenses
Calculate your monthly mortgage payment and total interest
See how your investments can grow with compound interest
Create a plan to pay off your debts faster
Calculate how much to save monthly to reach your goal
Estimate how much you need to save for retirement
Calculate your Alabama Teacher Retirement System benefits
Essential principles for building and managing wealth
Managing money according to biblical principles means recognizing that everything we have is a gift from God. We are called to be faithful stewards, using our resources wisely for His glory and the benefit of others.
A simple budgeting framework: allocate 50% of income to needs, 30% to wants, and 20% to savings and debt repayment. This provides a balanced approach to managing your finances.
Financial experts recommend saving 3-6 months of living expenses in an easily accessible account. This fund provides peace of mind and protects you from unexpected financial setbacks.
The borrower is servant to the lender (Proverbs 22:7). Prioritize paying off high-interest debt first, and avoid taking on unnecessary debt. Financial freedom starts with breaking free from debt.
Albert Einstein called compound interest the "eighth wonder of the world." Starting early and investing consistently allows your money to grow exponentially over time through the power of compounding returns.
Don't put all your eggs in one basket. Spreading investments across different asset classes reduces risk and helps protect your portfolio from market volatility.
Marks Money provides free financial calculators and educational resources to help you make wise decisions with your money. Whether you're planning a budget, calculating a mortgage, or preparing for retirement, our tools are designed to empower you with knowledge and clarity.
These tools are created by David L. Marks, a web designer and podcast producer dedicated to helping individuals and organizations achieve their financial and ministry goals.
"For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?" - Luke 14:28